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Scam Alerts

Grandparent Scams

Beware of scammers pretending to be your grandchild, relative or friend. Click here to learn how you spot imposters.

Grandparent Scam Awareness

Romance Scams

A romance scam is when a new love interest says they love you, but they really just love your money - and may not be who they say they are. Click here to learn how you can prevent romance scams.

Romance Scam Awareness

Tech Support Scams

It might seem like the message comes from a well-known company like Microsoft or Apple, or maybe your internet service provider. But is this threat – or their problem – real? Click here to learn how you can prevent tech support scams.

Tech Support Scam Awareness

Money Mule Scams

If someone sends you money and asks you to send it to someone else, STOP.  Click here to learn how you can prevent money mule scams.

Money Mule Scam Awareness

Online Dating Scams

Has an online love interest asked you for money? That’s a scam.  Click here to learn how you can be safe from online dating scams.

Online Dating Scam Awareness

Please be Aware of Fake PayPal Emails

Please be aware of emails that appear to be a PayPal receipt for an eBay payment. The message is not from PayPal and the links provided in the receipt do not take you to PayPal. Please do not click the links.



Please be Aware of Fake Wire Transfer Emails

Please be aware of emails that appear to be from fedwire@federalreserve.gov or similar and a subject line of "Wire transfer was rejected". The message advises the recipient to click a link to view the report. DO NOT CLICK THE LINK. The message is not from the Federal Reserve or any bank.



Phone Phishing Scam Alert

Please be aware of phone phishing scams attempting to obtain ATM, Debit, or Credit Card information. DO NOT PROVIDE THIS INFORMATION. Please contact us immediately at 855-413-3544 if you provide the caller this information. You can also call our Debit Card Hotline at 1-877-849-5533.



Main Branch
124 Main Street
Delhi, NY 13753
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Delhi Drive-Up
121 Main Street
Delhi, NY 13753
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Margaretville Branch
42568 State Highway 28
Margaretville, NY 12455
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Davenport Branch
2503 Prosser Hollow Rd.
Davenport, NY 13750
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Hobart Branch
1058 Main Street
Hobart, NY 13788
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Oneonta Loan Office
265 Main Street Suite 7
Oneonta, NY 13820
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Sidney Loan Office
276 State Highway 7
Sidney, NY 13838
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