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We provide the following Loan Products

Our Loan Department is dedicated to serving our customer's borrowing needs. We have created the lending services that you have asked for.
  • Automobiles, Motorcycles, Recreational Vehicles, and Boats
  • Residential Real Estate
  • Home Equity Lines of Credit
  • Home Improvements
  • Rental Property
  • Vacant Land
  • Overdraft Protection

We offer automatic monthly / bi-weekly loan payments as well as life or disability insurance on mortgages and loans.

Are you looking to see how much of a mortgage you can afford? You can print our Mortgage Pre-Qualification Request Form (you will need Adobe AcrobatReader to open the form). Please remit a $50 fee with your pre-qualification request which will be refunded at the time of closing with our Bank.
House

Equal Housing Lender

Commercial or Residential - We pay the closing costs on all refinanced mortgages!

DNBD will pay all closing costs on all refinanced Commercial & Residential Mortgages. Available on all fixed and adjustable rate mortgage products.

Please contact the Bank for details, as certain restrictions apply. Reimbursement of third party fees paid by DNBD is required if the loan is terminated prior to the three year anniversary of loan funding. Commercial loans are also subject to a pre-payment penalty.
Main Branch
124 Main Street
Delhi, NY 13753
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Delhi Drive-Up
121 Main Street
Delhi, NY 13753
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Margaretville Branch
42568 State Highway 28
Margaretville, NY 12455
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Davenport Branch
2503 Prosser Hollow Rd.
Davenport, NY 13750
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Hobart Branch
1058 Main Street
Hobart, NY 13788
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Oneonta Loan Office
265 Main Street Suite 7
Oneonta, NY 13820
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Sidney Loan Office
276 State Highway 7
Sidney, NY 13838
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