Loan Rates

Loan Type	Term	APR (%)	Est. Monthly Payment ****
Loan Type  1 Year Adjustable Rate Mortgage	Term  Up To 30 Years	APR (%)  ** 3.625	Estimated Monthly Payment  $58.53 (computed for 20 year loan)
Loan Type  3 Year Adjustable Rate Mortgage	Term  Up To 30 Years	APR (%)  ** 3.875	Estimated Monthly Payment  $59.84 (computed for 20 year loan)
Loan Type  5 Year Adjustable Rate Mortgage	Term  Up To 30 Years	APR (%)  ** 4.125	Estimated Monthly Payment  $61.16 (computed for 20 year loan)
Loan Type  Fixed Rate Mortgage	Term  Up To 10 Years	APR (%)  ** 4.250	$102.09 (computed for 10 year loan)
Loan Type  Fixed Rate Mortgage	Term  11 - 20 Years	APR (%)  ** 4.500	Estimated Monthly Payment  $63.17 (computed for 20 year loan)
Loan Type  Fixed Rate Mortgage	Term  21 - 30 Years	APR (%)  ** 5.000	Estimated Monthly Payment  $53.71 (computed for 30 year loan)
Loan Type  Home Improvement (DNB Customer Only)	Term  Up To 5 Years	APR (%)  7.500	Estimated Monthly Payment  $200.38 (computed for 5 year loan)
Loan Type  Home Improvement (Non DNB Customer Only)	Term  Up To 5 Years	APR (%)  12.250	Estimated Monthly Payment  $223.71 (computed for 5 year loan)
Loan Type  Auto Loan - New Car	Term  Up To 6 Years	APR (%)  *** 4.750	Estimated Monthly Payment  $159.89 (computed for 6 year loan)
Loan Type  Auto Loan - Used Car	Term  Up To 5 Years	APR (%)  *** 6.000	Estimated Monthly Payment  $193.33 (computed for 5 year loan)

** No Points
*** Certain Conditions Apply
**** Computed for a $10,000.00 loan at current rate and specified term

Please Note: Estimated monthly payments shown for mortgages secured by a first lien on a dwelling do not include amounts for taxes and insurance premiums, and if applicable, actual payment obligation will be greater.

The Delaware National Bank of Delhi - Member of FDIC and an Equal Housing Member