Loan Rates

Loan Type	Term	APR (%)	Est. Monthly Payment ****
1 Year Adjustable Rate Mortgage	Up To 30 Years	** 3.750	$59.29 (computed for 20 year loan)
3 Year Adjustable Rate Mortgage	Up To 30 Years	** 4.000	$60.60 (computed for 20 year loan)
5 Year Adjustable Rate Mortgage	Up To 30 Years	** 4.250	$61.92 (computed for 20 year loan)
Fixed Rate Mortgage	Up To 10 Years	** 4.750	$104.85 (computed for 20 year loan)
Fixed Rate Mortgage	11 - 20 Years	** 5.000	$66.00 (computed for 20 year loan)
Fixed Rate Mortgage	21 - 30 Years	** 5.500	$56.78 (computed for 20 year loan)
Home Improvement (DNB Customer Only)	Up To 5 Years	7.500	$201.90 (computed for 10 year loan)
Home Improvement (Non DNB Customer Only)	Up To 5 Years	12.250	$225.57 (computed for 5 year loan)
Auto Loan - New Car	Up To 6 Years	*** 4.750	$159.89 (computer for 6 year loan)
Auto Loan - Used Car	Up To 5 Years	*** 6.000	$193.33 (computed for 5 year loan)

** No Points
*** Certain Conditions Apply
**** Computed for a $10,000.00 loan at current rate and specified term

Please Note: Estimated monthly payments shown for mortgages secured by a first lien on a dwelling do not include amounts for taxes and insurance premiums, and if applicable, actual payment obligation will be greater.

The Delaware National Bank of Delhi - Member of FDIC and an Equal Housing Member