Loan Rates

Loan Type	Term	APR (%)	Est. Monthly Payment ****
Loan Type  1 Year Adjustable Rate Mortgage	Term  Up To 30 Years	APR (%)  ** 2.875	Estimated Monthly Payment  $54.84 (computed for 20 year loan)
Loan Type  3 Year Adjustable Rate Mortgage	Term  Up To 30 Years	APR (%)  ** 3.125	Estimated Monthly Payment  $56.09 (computed for 20 year loan)
Loan Type  5 Year Adjustable Rate Mortgage	Term  Up To 30 Years	APR (%)  ** 3.375	Estimated Monthly Payment  $57.36 (computed for 20 year loan)
Loan Type  Fixed Rate Mortgage	Term  Up To 10 Years	APR (%)  ** 3.250	$97.72 (computed for 10 year loan)
Loan Type  Fixed Rate Mortgage	Term  11 - 20 Years	APR (%)  ** 3.375	Estimated Monthly Payment  $57.36 (computed for 20 year loan)
Loan Type  Fixed Rate Mortgage	Term  21 - 30 Years	APR (%)  ** 3.625	Estimated Monthly Payment  $45.61 (computed for 30 year loan)
Loan Type  Home Improvement (DNB Customer Only)	Term  Up To 5 Years	APR (%)  6.750	Estimated Monthly Payment  $196.83 (computed for 5 year loan)
Loan Type  Home Improvement (Non DNB Customer Only)	Term  Up To 5 Years	APR (%)  10.000	Estimated Monthly Payment  $212.47 (computed for 5 year loan)
Loan Type  Auto Loan - New Car	Term  Up To 6 Years	APR (%)  *** 3.750	Estimated Monthly Payment  $155.32 (computed for 6 year loan)
Loan Type  Auto Loan - Used Car	Term  Up To 5 Years	APR (%)  *** 5.000	Estimated Monthly Payment  $188.71 (computed for 5 year loan)

** No Points
*** Certain Conditions Apply
**** Computed for a $10,000.00 loan at current rate and specified term

Please Note: Estimated monthly payments shown for mortgages secured by a first lien on a dwelling do not include amounts for taxes and insurance premiums, and if applicable, actual payment obligation will be greater.

The Delaware National Bank of Delhi - Member of FDIC and an Equal Housing Member