DNBD Rates for IRA

The Delaware National Bank of Delhi, NY

Home

About Us

(855) 413-3544

Internet Banking Login

Business Banking Login

Pay Loan Payment Via Credit Card

(855) 413-3544

Home > rates

IRA

Updated 09/23/2025

Account Product	Code	Minimum Opening Deposit	Interest Rate %	APY %
91 Day Traditional / Roth IRA	A	$100.00	3.65	3.70
182 Day Traditional / Roth IRA	A	$100.00	3.40	3.43
1 Year Traditional / Roth IRA	A	$100.00	1.60	1.61
18 Month Traditional / Roth IRA	A	$100.00	1.85	1.87
2 Year Traditional / Roth IRA	A	$100.00	2.10	2.12
2 Year Variable / Traditional / Roth / Educational / IRA	A, B	$100.00	2.25	2.27
30 Month Traditional / Roth IRA	A	$100.00	2.35	2.38
3 Year Traditional / Roth IRA	A	$100.00	2.60	2.63
4 Year Traditional / Roth IRA	A	$100.00	2.65	2.68
5 Year Traditional / Roth IRA	A	$100.00	2.70	2.73

Account Product - 91 Day Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %3.65APY %3.70

Account Product - 182 Day Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %3.40APY %3.43

Account Product - 1 Year Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %1.60APY %1.61

Account Product - 18 Month Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %1.85APY %1.87

Account Product - 2 Year Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %2.10APY %2.12

Account Product - 2 Year Variable / Traditional / Roth / Educational / IRA

CodeA, BMinimum Opening Deposit$100.00Interest Rate %2.25APY %2.27

Account Product - 30 Month Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %2.35APY %2.38

Account Product - 3 Year Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %2.60APY %2.63

Account Product - 4 Year Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %2.65APY %2.68

Account Product - 5 Year Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %2.70APY %2.73

A | A penalty may be imposed for early withdrawal.
B | The interest rate and APY may change after account opening.
C | Fees may reduce earnings on the account.

APY = Annual Percentage Yield.

Main Branch

124 Main Street
Delhi, NY 13753
Get Directions

Delhi Drive-Up

121 Main Street
Delhi, NY 13753
Get Directions

Margaretville Branch

42568 State Highway 28
Margaretville, NY 12455
Get Directions

Davenport Branch

2503 Prosser Hollow Rd.
Davenport, NY 13750
Get Directions

Hobart Branch

1058 Main Street
Hobart, NY 13788
Get Directions

Sidney Loan Office

276 State Highway 7
Sidney, NY 13838
Get Directions