DNBD Rates for IRA

The Delaware National Bank of Delhi, NY

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IRA

Updated 10/15/2025

Account Product	Code	Minimum Opening Deposit	Interest Rate %	APY %
91 Day Traditional / Roth IRA	A	$100.00	3.525	3.570
182 Day Traditional / Roth IRA	A	$100.00	3.275	3.300
1 Year Traditional / Roth IRA	A	$100.00	1.600	1.610
18 Month Traditional / Roth IRA	A	$100.00	1.850	1.870
2 Year Traditional / Roth IRA	A	$100.00	2.100	2.120
2 Year Variable / Traditional / Roth / Educational / IRA	A, B	$100.00	2.250	2.270
30 Month Traditional / Roth IRA	A	$100.00	2.350	2.380
3 Year Traditional / Roth IRA	A	$100.00	2.600	2.630
4 Year Traditional / Roth IRA	A	$100.00	2.650	2.680
5 Year Traditional / Roth IRA	A	$100.00	2.700	2.730

Account Product - 91 Day Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %3.525APY %3.570

Account Product - 182 Day Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %3.275APY %3.300

Account Product - 1 Year Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %1.600APY %1.610

Account Product - 18 Month Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %1.850APY %1.870

Account Product - 2 Year Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %2.100APY %2.120

Account Product - 2 Year Variable / Traditional / Roth / Educational / IRA

CodeA, BMinimum Opening Deposit$100.00Interest Rate %2.250APY %2.270

Account Product - 30 Month Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %2.350APY %2.380

Account Product - 3 Year Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %2.600APY %2.630

Account Product - 4 Year Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %2.650APY %2.680

Account Product - 5 Year Traditional / Roth IRA

CodeAMinimum Opening Deposit$100.00Interest Rate %2.700APY %2.730

A | A penalty may be imposed for early withdrawal.
B | The interest rate and APY may change after account opening.
C | Fees may reduce earnings on the account.

APY = Annual Percentage Yield.

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