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Adjustable Rate Mortgages

Updated 01/25/2022

TypeTermAnnual Percentage Rate %Estimated Monthly Payment(based on $10,000 loan for 20 year term)
3 Year Adjustable Rate MortgageUp to 30 years3.125 **$56.09
5 Year Adjustable Rate MortgageUp to 30 years3.375 **$57.36

Type - 3 Year Adjustable Rate Mortgage

TermUp to 30 yearsAnnual Percentage Rate %3.125 **Estimated Monthly Payment (based on $10,000 loan for 20 year term)$56.09

Type - 5 Year Adjustable Rate Mortgage

TermUp to 30 yearsAnnual Percentage Rate %3.375 **Estimated Monthly Payment (based on $10,000 loan for 20 year term)$57.36

**No Points

Estimated monthly payments shown for mortgages secured by a first lien on a dwelling do not include amounts for taxes and insurance premiums, and if applicable, actual payment obligation will be greater.

Main Branch
124 Main Street
Delhi, NY 13753
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Delhi Drive-Up
121 Main Street
Delhi, NY 13753
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Margaretville Branch
42568 State Highway 28
Margaretville, NY 12455
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Davenport Branch
2503 Prosser Hollow Rd.
Davenport, NY 13750
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Hobart Branch
1058 Main Street
Hobart, NY 13788
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Oneonta Loan Office
265 Main Street Suite 7
Oneonta, NY 13820
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Sidney Loan Office
276 State Highway 7
Sidney, NY 13838
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