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Savings Accounts

Updated 01/25/2022

Account ProductCodeMinimum Opening DepositMinimum Balance to obtain APYInterest Rate %APY %
Statement SavingsB,C$25.00$25.000.130.13
Passbook SavingsB$5.00$5.000.130.13
Tax ClubB$10.000.130.13
Christmas Club$1.00$1.000.230.23

Account Product - Statement Savings

CodeB,CMinimum Opening Deposit$25.00Minimum Balance to obtain APY$25.00Interest Rate %0.13APY %0.13

Account Product - Passbook Savings

CodeBMinimum Opening Deposit$5.00Minimum Balance to obtain APY$5.00Interest Rate %0.13APY %0.13

Account Product - Tax Club

CodeBMinimum Opening Deposit$10.00Minimum Balance to obtain APYInterest Rate %0.13APY %0.13

Account Product - Christmas Club

CodeMinimum Opening Deposit$1.00Minimum Balance to obtain APY$1.00Interest Rate %0.23APY %0.23
A   |   A penalty may be imposed for early withdrawal
B   |   The interest rate and APY may change after account opening.
C   |   Fees may reduce earning on the account.

APY = Annual Percentage Yield.
Main Branch
124 Main Street
Delhi, NY 13753
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Delhi Drive-Up
121 Main Street
Delhi, NY 13753
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Margaretville Branch
42568 State Highway 28
Margaretville, NY 12455
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Davenport Branch
2503 Prosser Hollow Rd.
Davenport, NY 13750
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Hobart Branch
1058 Main Street
Hobart, NY 13788
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Oneonta Loan Office
265 Main Street Suite 7
Oneonta, NY 13820
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Sidney Loan Office
276 State Highway 7
Sidney, NY 13838
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