Website Home Page Home > rates

Savings Accounts

Updated 04/19/2024

Account ProductCodeMinimum Opening DepositMinimum Balance to obtain APYInterest Rate %APY %
Statement SavingsB,C$25.00$25.000.350.35
Passbook SavingsB$5.00$5.000.350.35
Tax ClubB$10.000.350.35
Christmas Club$1.00$1.001.001.00

Account Product - Statement Savings

CodeB,CMinimum Opening Deposit$25.00Minimum Balance to obtain APY$25.00Interest Rate %0.35APY %0.35

Account Product - Passbook Savings

CodeBMinimum Opening Deposit$5.00Minimum Balance to obtain APY$5.00Interest Rate %0.35APY %0.35

Account Product - Tax Club

CodeBMinimum Opening Deposit$10.00Minimum Balance to obtain APYInterest Rate %0.35APY %0.35

Account Product - Christmas Club

CodeMinimum Opening Deposit$1.00Minimum Balance to obtain APY$1.00Interest Rate %1.00APY %1.00
A   |   A penalty may be imposed for early withdrawal.
B   |   The interest rate and APY may change after account opening.
C   |   Fees may reduce earnings on the account.

APY = Annual Percentage Yield.
Main Branch
124 Main Street
Delhi, NY 13753
Get Directions
View Location Details Location Details

Delhi Drive-Up
121 Main Street
Delhi, NY 13753
Get Directions
View Location Details Location Details

Margaretville Branch
42568 State Highway 28
Margaretville, NY 12455
Get Directions
View Location Details Location Details

Davenport Branch
2503 Prosser Hollow Rd.
Davenport, NY 13750
Get Directions
View Location Details Location Details

Hobart Branch
1058 Main Street
Hobart, NY 13788
Get Directions
View Location Details Location Details

Sidney Loan Office
276 State Highway 7
Sidney, NY 13838
Get Directions
View Location Details Location Details