Website Home Page Home > rates

NOW Account & IMMA

Updated 10/11/2024

Account ProductCodeMinimum Opening DepositMinimum Balance to obtain APYInterest Rate %Annual Percentage Yield %
NOW AccountB,C$1,000.00$1,000.000.180.18
IMMA $1,000 - $9,999B,C$1,000.00$1,000.000.300.30
IMMA $10,000 - $24,999B,C$1,000.00$10,000.000.300.30
IMMA $25,000 - And UpB,C$1,000.00$25,000.000.300.30

Account Product - NOW Account

CodeB,CMinimum Opening Deposit$1,000.00Minimum Balance to obtain APY$1,000.00Interest Rate %0.18Annual Percentage Yield %0.18

Account Product - IMMA $1,000 - $9,999

CodeB,CMinimum Opening Deposit$1,000.00Minimum Balance to obtain APY$1,000.00Interest Rate %0.30Annual Percentage Yield %0.30

Account Product - IMMA $10,000 - $24,999

CodeB,CMinimum Opening Deposit$1,000.00Minimum Balance to obtain APY$10,000.00Interest Rate %0.30Annual Percentage Yield %0.30

Account Product - IMMA $25,000 - And Up

CodeB,CMinimum Opening Deposit$1,000.00Minimum Balance to obtain APY$25,000.00Interest Rate %0.30Annual Percentage Yield %0.30
A   |   A penalty may be imposed for early withdrawal.
B   |   The interest rate and APY may change after account opening.
C   |   Fees may reduce earnings on the account.

APY = Annual Percentage Yield.
Main Branch
124 Main Street
Delhi, NY 13753
Get Directions
View Location Details Location Details

Delhi Drive-Up
121 Main Street
Delhi, NY 13753
Get Directions
View Location Details Location Details

Margaretville Branch
42568 State Highway 28
Margaretville, NY 12455
Get Directions
View Location Details Location Details

Davenport Branch
2503 Prosser Hollow Rd.
Davenport, NY 13750
Get Directions
View Location Details Location Details

Hobart Branch
1058 Main Street
Hobart, NY 13788
Get Directions
View Location Details Location Details

Sidney Loan Office
276 State Highway 7
Sidney, NY 13838
Get Directions
View Location Details Location Details