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NOW Account & IMMA

Updated 01/25/2022

Account ProductCodeMinimum Opening DepositMinimum Balance to obtain APYInterest Rate %Annual Percentage Yield %
NOW AccountB,C$1,000.00$1,000.000.100.10
IMMA $1,000 - $9,999B,C$1,000.00$1,000.000.110.11
IMMA $10,000 - $24,999B,C$1,000.00$1,000.000.110.11
IMMA $25,000 - And UpB,C$1,000.00$25,000.000.110.11

Account Product - NOW Account

CodeB,CMinimum Opening Deposit$1,000.00Minimum Balance to obtain APY$1,000.00Interest Rate %0.10Annual Percentage Yield %0.10

Account Product - IMMA $1,000 - $9,999

CodeB,CMinimum Opening Deposit$1,000.00Minimum Balance to obtain APY$1,000.00Interest Rate %0.11Annual Percentage Yield %0.11

Account Product - IMMA $10,000 - $24,999

CodeB,CMinimum Opening Deposit$1,000.00Minimum Balance to obtain APY$1,000.00Interest Rate %0.11Annual Percentage Yield %0.11

Account Product - IMMA $25,000 - And Up

CodeB,CMinimum Opening Deposit$1,000.00Minimum Balance to obtain APY$25,000.00Interest Rate %0.11Annual Percentage Yield %0.11
A   |   A penalty may be imposed for early withdrawal
B   |   The interest rate and APY may change after account opening.
C   |   Fees may reduce earning on the account.

APY = Annual Percentage Yield.
Main Branch
124 Main Street
Delhi, NY 13753
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121 Main Street
Delhi, NY 13753
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Margaretville Branch
42568 State Highway 28
Margaretville, NY 12455
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Davenport Branch
2503 Prosser Hollow Rd.
Davenport, NY 13750
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Hobart Branch
1058 Main Street
Hobart, NY 13788
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Oneonta Loan Office
265 Main Street Suite 7
Oneonta, NY 13820
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Sidney Loan Office
276 State Highway 7
Sidney, NY 13838
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