Deposit Rates

1/21/2021

Product Name	Code(s)*	Min. Opening Deposit	Min. Balance to Obtain Annual Percentage Yield	Interest Rate %	APY (%)
Product Name Statement Savings	Code B, C	Min Opening Deposit $25.00	Min Balance to Obtain Annual Percentage Yield $25.00	Interest Rate 0.15	APY (%) 0.15
Product Name Passbook Savings	Code B,	Min Opening Deposit $5.00	Min Balance to Obtain Annual Percentage Yield $5.00	Interest Rate 0.15	APY (%) 0.15
Product Name Now Account	Code B, C	Min Opening Deposit $1,000.00	Min Balance to Obtain Annual Percentage Yield $1,000.00	Interest Rate 0.10	APY (%) 0.10
Product Name IMMA $1,000.00 - $9,999.99	Code B, C	Min Opening Deposit $1,000.00	Min Balance to Obtain Annual Percentage Yield $1,000.00	Interest Rate 0.125	APY (%) 0.125
Product Name IMMA $10,000.00 - $24,999.99	Code B, C	Min Opening Deposit $1,000.00	Min Balance to Obtain Annual Percentage Yield $10,000.00	Interest Rate 0.125	APY (%) 0.125
Product Name IMMA $25,000.00 - And Up	Code B, C	Min Opening Deposit $1,000.00	Min Balance to Obtain Annual Percentage Yield $25,000.00	Interest Rate 0.125	APY (%) 0.125
Product Name Tax Club	Code B	Min Opening Deposit $10.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.15	APY (%) 0.15
Product Name Christmas Club	Code	Min Opening Deposit $1.00	Min Balance to Obtain Annual Percentage Yield $1.00	Interest Rate 0.45	APY (%) 0.45
Product Name Health Savings Account	Code B	Min Opening Deposit $25.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.15	APY (%) 0.15
Product Name 91 Day CD / HSA CD	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.20	APY (%) 0.20
Product Name 182 Day CD / HSA CD	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.25	APY (%) 0.25
Product Name 1 Year CD / HSA CD	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.40	APY (%) 0.40
Product Name 18 Month CD / HSA CD	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.50	APY (%) 0.50
Product Name 2 Year CD / HSA CD	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.65	APY (%) 0.65
Product Name 30 Month CD / HSA CD	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.75	APY (%) 0.75
Product Name 3 Year CD / HSA CD	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	0.80	0.80
Product Name 4 Year CD / HSA CD	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	0.85	0.85
Product Name 5 Year CD / HSA CD	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	0.90	0.90
Product Name 91 Day Traditional / ROTH IRA	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.20	APY (%) 0.20
Product Name 182 Day Traditional / ROTH IRA	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.25	APY (%) 0.25
Product Name 1 Year Traditional / ROTH IRA	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.40	APY (%) 0.40
Product Name 18 Month Traditional / ROTH IRA	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.50	APY (%) 0.50
Product Name 2 Year Traditional / ROTH IRA	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.65	APY (%) 0.65
Product Name 2 Year Variable Traditional / ROTH IRA / Educational IRA	Code A, B	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.60	APY (%) 0.60
Product Name 30 Month Traditional / ROTH IRA	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	Interest Rate 0.75	APY (%) 0.75
Product Name 3 Year Traditional / ROTH IRA	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	0.80	0.80
Product Name 4 Year Traditional / ROTH IRA	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	0.85	0.85
Product Name 5 Year Traditional / ROTH IRA	Code A	Min Opening Deposit $100.00	Min Balance to Obtain Annual Percentage Yield	0.90	0.90

* Codes:

A penalty may be imposed for early withdrawal.

The interest rate and annual percentage yield may change after account opening.

Fees may reduce earnings on the account.

The Delaware National Bank of Delhi - Member FDIC and an Equal Housing Member

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124 Main Street
Delhi, NY 13753
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121 Main Street
Delhi, NY 13753
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42568 State Highway 28
Margaretville, NY 12455
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2503 Prosser Hollow Rd.
Davenport, NY 13750
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1058 Main Street
Hobart, NY 13788
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265 Main Street Suite 7
Oneonta, NY 13820
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276 State Highway 7
Sidney, NY 13838
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