Deposit Rates

Product Name	Code(s)*	Min. Opening Deposit	Min. Balance to Obtain Annual Percentage Yield	Interest Rate %	APY (%)
Statement Savings	B, C	$25.00	$25.00	0.30	0.30
Passbook Savings	B,	$5.00	$5.00	0.30	0.30
Now Account	B, C	$1,000.00	$1,000.00	0.20	0.20
IMMA $1,000.00 - $9,999.99	B, C	$1,000.00	$1,000.00	0.30	0.30
IMMA $10,000.00 - $24,999.99	B, C	$1,000.00	$10,000.00	0.35	0.35
IMMA $25,000.00 - And Up	B, C	$1,000.00	$25,000.00	0.40	0.40
Tax Club	B	$10.00		0.30	0.30
Christmas Club		$1.00	$1.00	0.70	0.70
Health Savings Account	B	$25.00		0.30	0.30
91 Day CD / HSA CD	A	$100.00		0.46	0.46
182 Day CD / HSA CD	A	$100.00		0.70	0.70
1 Year CD / HSA CD	A	$100.00		0.85	0.85
18 Month CD / HSA CD	A	$100.00		0.95	0.95
2 Year CD / HSA CD	A	$100.00		1.10	1.10
30 Month CD / HSA CD	A	$100.00		1.20	1.20
3 Year CD / HSA CD	A	$100.00		1.30	1.30
4 Year CD / HSA CD	A	$100.00		1.80	1.81
5 Year CD / HSA CD	A	$100.00		2.35	2.37
91 Day Traditional / ROTH IRA	A	$100.00		0.46	0.46
182 Day Traditional / ROTH IRA	A	$100.00		0.70	0.70
1 Year Traditional / ROTH IRA	A	$100.00		0.85	0.85
18 Month Traditional / ROTH IRA	A	$100.00		0.95	0.95
2 Year Traditional / ROTH IRA	A	$100.00		1.10	1.10
2 Year Variable Traditional / ROTH IRA / Educational IRA	A, B	$100.00		0.95	0.95
30 Month Traditional / ROTH IRA	A	$100.00		1.20	1.20
3 Year Traditional / ROTH IRA	A	$100.00		1.30	1.30
4 Year Traditional / ROTH IRA	A	$100.00		1.80	1.81
5 Year Traditional / ROTH IRA	A	$100.00		2.35	2.37

* Codes:

A penalty may be imposed for early withdrawal.

The interest rate and annual percentage yield may change after account opening.

Fees may reduce earnings on the account.

The Delaware National Bank of Delhi - Member FDIC and an Equal Housing Member

Main Branch

124 Main Street
Delhi, NY 13753
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Delhi Drive-Up

121 Main Street
Delhi, NY 13753
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Margaretville Branch

42568 State Highway 28
Margaretville, NY 12455
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Davenport Branch

2503 Prosser Hollow Rd.
Davenport, NY 13750
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Hobart Branch

1058 Main Street
Hobart, NY 13788
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Oneonta Loan Office

265 Main Street Suite 7
Oneonta, NY 13820
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Sidney Loan Office

276 State Highway 7
Sidney, NY 13838
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