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Deposit Rates

11/19/2019

Product Name Code(s)* Min. Opening Deposit Min. Balance to Obtain Annual Percentage Yield Interest Rate % APY (%)
Product Name  Statement Savings Code  B, C Min Opening Deposit  $25.00 Min Balance to Obtain Annual Percentage Yield  $25.00 Interest Rate  0.30 APY (%)  0.30
Product Name  Passbook Savings Code  B, Min Opening Deposit  $5.00 Min Balance to Obtain Annual Percentage Yield  $5.00 Interest Rate  0.30 APY (%)  0.30
Product Name  Now Account Code  B, C Min Opening Deposit  $1,000.00 Min Balance to Obtain Annual Percentage Yield  $1,000.00 Interest Rate  0.20 APY (%)  0.20
Product Name  IMMA $1,000.00 - $9,999.99 Code  B, C Min Opening Deposit  $1,000.00 Min Balance to Obtain Annual Percentage Yield  $1,000.00 Interest Rate  0.30 APY (%)  0.30
Product Name  IMMA $10,000.00 - $24,999.99 Code  B, C Min Opening Deposit  $1,000.00 Min Balance to Obtain Annual Percentage Yield  $10,000.00 Interest Rate  0.35 APY (%)  0.35
Product Name  IMMA $25,000.00 - And Up Code  B, C Min Opening Deposit  $1,000.00 Min Balance to Obtain Annual Percentage Yield  $25,000.00 Interest Rate  0.40 APY (%)  0.40
Product Name  Tax Club Code  B Min Opening Deposit  $10.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  0.30 APY (%)  0.30
Product Name  Christmas Club Code    Min Opening Deposit  $1.00 Min Balance to Obtain Annual Percentage Yield  $1.00 Interest Rate  0.70 APY (%)  0.70
Product Name  Health Savings Account Code  B Min Opening Deposit  $25.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  0.30 APY (%)  0.30
Product Name  91 Day CD / HSA CD Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  0.46 APY (%)  0.46
Product Name  182 Day CD / HSA CD Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  0.70 APY (%)  0.70
Product Name  1 Year CD / HSA CD Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield  
Interest Rate  0.85 APY (%)  0.85
Product Name  18 Month CD / HSA CD Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield  
Interest Rate  0.95 APY (%)  0.95
Product Name  2 Year CD / HSA CD Code  A Min Opening Deposit  $100.00
Min Balance to Obtain Annual Percentage Yield  
Interest Rate  1.10 APY (%)  1.10
Product Name  30 Month CD / HSA CD Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield  
Interest Rate  1.20 APY (%)  1.20
Product Name  3 Year CD / HSA CD Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield  
Interest Rate  1.30 APY (%)  1.30
Product Name  4 Year  CD / HSA CD Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield  
Interest Rate  1.80 APY (%)  1.81
Product Name  5 Year CD / HSA CD Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield  
Interest Rate  2.35 APY (%)  2.37
Product Name  91 Day Traditional / ROTH IRA Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  0.46 APY (%)  0.46
Product Name  182 Day  Traditional / ROTH IRA Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  0.70 APY (%)  0.70
Product Name  1 Year  Traditional / ROTH IRA Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  0.85 APY (%)  0.85
Product Name  18 Month  Traditional / ROTH IRA Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  0.95 APY (%)  0.95
Product Name  2 Year  Traditional / ROTH IRA Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  1.10 APY (%)  1.10
Product Name  2 Year Variable  Traditional / ROTH IRA / Educational IRA Code  A, B Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  0.95 APY (%)  0.95
Product Name  30 Month  Traditional / ROTH IRA Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  1.20
APY (%)  1.20
Product Name  3 Year  Traditional / ROTH IRA Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  1.30
APY (%)  1.30
Product Name  4 Year  Traditional / ROTH IRA Code  A Min Opening Deposit  $100.00 Min Balance to Obtain Annual Percentage Yield    Interest Rate  1.80
APY (%)  1.81
Product Name   5 Year  Traditional / ROTH IRA Code  A Min Opening Deposit  $100.00  Min Balance to Obtain Annual Percentage Yield    Interest Rate  2.35  APY (%)  2.37 


* Codes:
A. A penalty may be imposed for early withdrawal.
B. The interest rate and annual percentage yield may change after account opening.
C. Fees may reduce earnings on the account.

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Margaretville, NY 12455
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