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Home
>
Deposit Products
> Deposit Rates
Deposit Rates
1/21/2021
Product Name
Code(s)*
Min. Opening Deposit
Min. Balance to Obtain Annual Percentage Yield
Interest Rate %
APY (%)
Product Name
Statement Savings
Code
B, C
Min Opening Deposit
$25.00
Min Balance to Obtain Annual Percentage Yield
$25.00
Interest Rate
0.15
APY (%)
0.15
Product Name
Passbook Savings
Code
B,
Min Opening Deposit
$5.00
Min Balance to Obtain Annual Percentage Yield
$5.00
Interest Rate
0.15
APY (%)
0.15
Product Name
Now Account
Code
B, C
Min Opening Deposit
$1,000.00
Min Balance to Obtain Annual Percentage Yield
$1,000.00
Interest Rate
0.10
APY (%)
0.10
Product Name
IMMA $1,000.00 - $9,999.99
Code
B, C
Min Opening Deposit
$1,000.00
Min Balance to Obtain Annual Percentage Yield
$1,000.00
Interest Rate
0.125
APY (%)
0.125
Product Name
IMMA $10,000.00 - $24,999.99
Code
B, C
Min Opening Deposit
$1,000.00
Min Balance to Obtain Annual Percentage Yield
$10,000.00
Interest Rate
0.125
APY (%)
0.125
Product Name
IMMA $25,000.00 - And Up
Code
B, C
Min Opening Deposit
$1,000.00
Min Balance to Obtain Annual Percentage Yield
$25,000.00
Interest Rate
0.125
APY (%)
0.125
Product Name
Tax Club
Code
B
Min Opening Deposit
$10.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.15
APY (%)
0.15
Product Name
Christmas Club
Code
Min Opening Deposit
$1.00
Min Balance to Obtain Annual Percentage Yield
$1.00
Interest Rate
0.45
APY (%)
0.45
Product Name
Health Savings Account
Code
B
Min Opening Deposit
$25.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.15
APY (%)
0.15
Product Name
91 Day CD / HSA CD
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.20
APY (%)
0.20
Product Name
182 Day CD / HSA CD
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.25
APY (%)
0.25
Product Name
1 Year CD
/ HSA CD
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.40
APY (%)
0.40
Product Name
18 Month
CD
/ HSA CD
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.50
APY (%)
0.50
Product Name
2 Year
CD
/ HSA CD
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.65
APY (%)
0.65
Product Name
30 Month
CD
/ HSA CD
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.75
APY (%)
0.75
Product Name
3 Year
CD
/ HSA CD
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
0.80
0.80
Product Name
4 Year
CD
/ HSA CD
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
0.85
0.85
Product Name
5 Year
CD
/ HSA CD
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
0.90
0.90
Product Name
91 Day Traditional / ROTH IRA
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.20
APY (%)
0.20
Product Name
182 Day
Traditional / ROTH IRA
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.25
APY (%)
0.25
Product Name
1 Year
Traditional / ROTH IRA
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.40
APY (%)
0.40
Product Name
18 Month
Traditional / ROTH IRA
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.50
APY (%)
0.50
Product Name
2 Year
Traditional / ROTH IRA
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.65
APY (%)
0.65
Product Name
2 Year Variable
Traditional / ROTH IRA / Educational IRA
Code
A, B
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.60
APY (%)
0.60
Product Name
30 Month
Traditional / ROTH IRA
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
Interest Rate
0.75
APY (%)
0.75
Product Name
3 Year
Traditional / ROTH IRA
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
0.80
0.80
Product Name
4 Year
Traditional / ROTH IRA
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
0.85
0.85
Product Name
5 Year
Traditional / ROTH IRA
Code
A
Min Opening Deposit
$100.00
Min Balance to Obtain Annual Percentage Yield
0.90
0.90
* Codes:
A.
A penalty may be imposed for early withdrawal.
B.
The interest rate and annual percentage yield may change after account opening.
C.
Fees may reduce earnings on the account.
The Delaware National Bank of Delhi - Member FDIC and an Equal Housing Member
Main Branch
124 Main Street
Delhi, NY 13753
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Delhi Drive-Up
121 Main Street
Delhi, NY 13753
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Margaretville Branch
42568 State Highway 28
Margaretville, NY 12455
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Davenport Branch
2503 Prosser Hollow Rd.
Davenport, NY 13750
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Hobart Branch
1058 Main Street
Hobart, NY 13788
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265 Main Street Suite 7
Oneonta, NY 13820
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276 State Highway 7
Sidney, NY 13838
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