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Deposit Rates

5/20/2019

Product Name Code(s)* Min. Opening Deposit Min. Balance to Obtain Annual Percentage Yield Interest Rate % APY (%)
Statement Savings B, C $25.00 $25.00 0.30 0.30
Passbook Savings B, $5.00 $5.00 0.30 0.30
Now Account B, C $1,000.00 $1,000.00 0.20 0.20
IMMA $1,000.00 - $9,999.99 B, C $1,000.00 $1,000.00 0.30 0.30
IMMA $10,000.00 - $24,999.99 B, C $1,000.00 $10,000.00 0.35 0.35
IMMA $25,000.00 - And Up B, C $1,000.00 $25,000.00 0.40 0.40
Tax Club B $10.00   0.30 0.30
Christmas Club   $1.00 $1.00 0.70 0.70
Health Savings Account B $25.00   0.30 0.30
91 Day CD / HSA CD A $100.00   0.46 0.46
182 Day CD / HSA CD A $100.00   0.70 0.70
1 Year CD / HSA CD A $100.00
0.85 0.85
18 Month CD / HSA CD A $100.00
0.95 0.95
2 Year CD / HSA CD A $100.00

1.10 1.10
30 Month CD / HSA CD A $100.00
1.20 1.20
3 Year CD / HSA CD A $100.00
1.30 1.30
4 Year  CD / HSA CD A $100.00
1.80 1.81
5 Year CD / HSA CD A $100.00
2.35 2.37
91 Day Traditional / ROTH IRA A $100.00   0.46 0.46
182 Day  Traditional / ROTH IRA A $100.00   0.70 0.70
1 Year  Traditional / ROTH IRA A $100.00   0.85 0.85
18 Month  Traditional / ROTH IRA A $100.00   0.95 0.95
2 Year  Traditional / ROTH IRA A $100.00   1.10 1.10
2 Year Variable  Traditional / ROTH IRA / Educational IRA A, B $100.00   0.95 0.95
30 Month  Traditional / ROTH IRA A $100.00   1.20
1.20
3 Year  Traditional / ROTH IRA A $100.00   1.30
1.30
4 Year  Traditional / ROTH IRA A $100.00   1.80
1.81
 5 Year  Traditional / ROTH IRA A $100.00    2.35  2.37 


* Codes:
A. A penalty may be imposed for early withdrawal.
B. The interest rate and annual percentage yield may change after account opening.
C. Fees may reduce earnings on the account.

The Delaware National Bank of Delhi - Member FDIC and an Equal Housing Member

Main Branch
124 Main Street
Delhi, NY 13753
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Delhi Drive-Up
121 Main Street
Delhi, NY 13753
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Margaretville Branch
42568 State Highway 28
Margaretville, NY 12455
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Davenport Branch
2503 Prosser Hollow Rd.
Davenport, NY 13750
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Hobart Branch
1058 Main Street
Hobart, NY 13788
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Oneonta Loan Office
265 Main Street Suite 7
Oneonta, NY 13820
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Sidney Loan Office
276 State Highway 7
Sidney, NY 13838
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